Texas Minimum Insurance Requirements: What the Law Says vs. Real Life

Texas requires drivers to carry 30/60/25, but here’s the truth:

Real accidents cost way more.

A hospital visit can run $12,000+.Totaling a truck can cost $60,000+.Property damage easily passes the $25,000 minimum.

This is why most Texans upgrade to:

• 100/300/100 liability

• Comprehensive & collision

• UM/UIM

• Roadside

• Rental reimbursement

Meeting the law is the bare minimum.Protecting your family is the goal.