When You’re Insured… But the Other Driver Isn’t

Imagine this:You pay your premiums.You drive safe.You follow the rules.

But the person who hits you?No insurance. No coverage. Nothing.

That’s where Uninsured / Underinsured Motorist Coverage (UM/UIM) steps in.

UM/UIM helps cover:

• Car repairs

• Medical bills

• Lost wages

• Pain & suffering (in certain cases)

It protects you when the other driver:

• Has no insurance

• Doesn’t have enough insurance

• Leaves the scene

In Texas, UM/UIM is more than helpful — it’s necessary.